Making your money work harder

Just like you need petrol to run a car, money provides you with the means to live your life. Big purchases, holidays, a wedding, emergency reserves to dip into if out of work …  tucking some spare cash aside regularly makes good money sense. 

Picture this, you've just landed a cash bonus or been left a sum of money in a will, what saving vehicle will you choose? There's quite a selection, each offering different terms and incentives. 

Shopping around to save

The first question you should ask yourself is; how quickly do you need access to the money? Would you be prepared to forgo instant access for a higher rate of interest? 

 

Talking to a financial adviser will help you:

  • decide which saving facilities and features are relevant to you;
  • pinpoint what you are saving for and how much you'll need to set aside to reach that goal;
  • compare the cost of any debts you have accumulated against the interest you are likely earn in savings
  • source the most tax efficient savings account.


To discover new ways in which you can make your money work more effectively, contact us today.